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How Meridian works — pipeline, scoring, background checks, and more

Pipeline Overview

Meridian follows a four-stage pipeline to find, qualify, and reach candidates.

1
Search

Find candidates via Apollo market search, ICP sweep, or license database lookups. Results are auto-scored, deduped, and saved.

2
Reveal & Enrich

Reveal contact info (email, phone, LinkedIn) using Apollo credits. Supplement with RocketReach or TruePeopleSearch for missing data.

3
Background Check

Auto-runs after reveal. Checks OFAC sanctions, CourtListener litigation, and FINRA disclosures. Results are confidence-scored.

4
Outreach

Eligible candidates (enriched + email + clear/review background + not disqualified) are pushed to GoHighLevel for campaigns.

ICP Scoring

Every candidate gets an ICP score (0–100) based on signal weights. Higher scores mean a stronger fit for the ideal candidate profile.

Signal Weights

Signal Points How It's Detected
Insurance License+25License DB match or Apollo profile keywords
Military Veteran+20Title/bio keywords (army, marine, deployed, etc.)
Sales Experience+15Title match (account exec, BDR, sales manager, etc.)
Entrepreneur+15Title/bio keywords (founder, CEO, owner, etc.)
Real Estate Experience+10RE license or title keywords
Financial Services+10Industry/title match (Series 7, CFP, advisor, etc.)
Former Athlete+10Bio keywords (D1, NCAA, varsity, all-american, etc.)
Experience Sweet Spot+103–15 years of experience
Active Job Seeker+10Apollo "actively looking" flag
Target State+5Located in a configured target state
Cross-Segment Bonus+10Matches 3+ ICP segments

Score Tiers

Cold: 0–29 Warm: 30–49 Hot: 50–69 Very Hot: 70+

Confidence-Scaled Penalties

Scores reflect data completeness. The score confidence meter on each candidate shows how many of the 7 data signals are available. Missing data means the score may be lower than the candidate's actual fit — revealing more data can unlock additional points.

Background Checks

Background checks run automatically after revealing a candidate and can also be triggered manually. All checks use free public APIs.

What Gets Checked

OFAC / SDN

US Treasury sanctions list. A match here is an automatic disqualification — this person cannot be legally engaged.

CourtListener

Federal and state court records. Searches for litigation involving the candidate's name. Matches are confidence-scored based on location overlap.

FINRA BrokerCheck

Financial industry regulatory records. Checks for broker registrations and disclosure events (complaints, terminations, regulatory actions).

Confidence Levels

High State + name match — the court record is in the candidate's state AND matches their full name. Likely the same person.
Medium One corroborating signal — either location matches OR additional name/firm context suggests a real match.
Low Name-only match — common names may generate false positives. Review manually before taking action.

Statuses

Clear No matches found across any source. Candidate is eligible for outreach.
Review Low-confidence matches found. Does NOT block outreach — the candidate remains eligible. Review manually to decide.
Flagged High-confidence match or OFAC hit. Candidate is disqualified and blocked from outreach. Can be manually overridden.
Outreach Eligibility

A candidate qualifies for outreach (push to GoHighLevel) when ALL of these conditions are met:

Enriched — contact info has been revealed
Has email — at least one email address on file
Background clear or review — not flagged or unchecked
Not disqualified — no DQ flag set

Candidates with "review" background status ARE eligible — low-confidence matches don't block outreach.

Credits

Apollo API actions consume credits from your monthly budget.

Action Cost Notes
Search (list people)0 crFree — browse without spending
Reveal (name + email)1 crUnlocks full name, email, LinkedIn
Phone reveal8 crMobile number via Apollo mobile credits

Background checks, license lookups, TruePeopleSearch, and CourtListener are free. RocketReach uses its own separate API credits.

Data Sources
Apollo.io

Primary source. Professional profiles, verified emails, phone numbers. Used for market search, ICP sweep, reveal, and phone enrichment.

RocketReach

Secondary enrichment. Fills in missing emails and phone numbers when Apollo data is incomplete. Uses its own API key.

TruePeopleSearch

Free phone number lookup via web scraping. Requires Playwright. Good fallback for candidates missing phone numbers.

License Databases

Government license databases for insurance (FL, IL, and more) and real estate (CA, FL, TX, NY). Free direct lookups by name.